Use Your Amex® or Personal Credit Card to Pay Any Invoice
LucentPay™ helps all UK businesses — from sole traders and partnerships to LLPs and limited companies — pay suppliers, service providers, or HMRC using American Express® or personal credit cards, even when the recipient only accepts bank transfers.
We verify each invoice for compliance, process your card payment securely via Stripe, and settle the funds directly to the recipient’s bank account. No wallets, no stored value, no peer-to-peer transfers — just compliant, KYC-backed invoice payments.
Get Started with LucentPay™LucentPay™ Ltd is a UK-registered software platform. All card payments are securely processed via Stripe. LucentPay does not issue cards or accounts, and is not a wallet or e-money provider. KYC is required for all invoice transactions.
Choose Your Plan
LucentPay™ supports all UK business structures — sole traders, limited companies, LLPs, partnerships, and non-profits.
Standard
£0 / year
- ✔ Pay invoices via Amex or personal card
- ✔ Stripe-processed payments
- ✔ KYC required
- ✔ For sole traders, Ltd, LLP, and more
- ✘ Bulk upload
- ✘ Priority verification
- ✘ Dedicated support
Pro
£95 / year
- ✔ All Standard features
- ✔ Priority verification
- ✔ Bulk upload support
- ✔ Dedicated account manager
- ✔ For sole traders, Ltd, LLP, and more