Getting Started with LucentPay

Getting Started with LucentPay™

LucentPay™ enables you to pay verified recipients using your American Express®, corporate, or personal credit card — even when they only accept bank transfers.

  1. Pick Your Plan: Choose Standard (free) or Pro (£95/year) depending on how quickly you need approval and how frequently you pay.
  2. Verify Your Identity: Complete a short KYC process by uploading photo ID and proof of address. Approvals typically take 1–4 working hours.
  3. Enter Payee Details: Provide the recipient’s name, sort code, account number, and your chosen payment reference (e.g. invoice number, PAYE code, tax ref).
  4. Pay by Card: Make payment via Stripe using Amex®, Visa®, or Mastercard®. LucentPay remits the funds directly from our account to your recipient’s bank account.

Once your account is approved, future payments take just two quick steps: enter payee details and pay securely with your preferred card.

Choose Your Plan